LB Financial

Tel: 01245 806 312

Inheritance Tax Planning

With IHT being charged at a flat rate of 40% of your estates value, over the initial threshold, the cost of the tax bill could be vast. With the current nil rate band at £325,000 more people are having to make plans to structure their wealth in a way that minimises the impact of Inheritance tax. If you are fit and healthy, planning for a future inheritance tax liability may not seem like a priority but you should still structure your affairs correctly as you progress through life, as a long term planning approach can be the most efficient. This may take in to consideration issues such as how the ownership of your property is split, how any savings and investments could be ring fenced or whether to make gifts during your lifetime to those you wish to leave items or money to rather than via your will.

Through the use of wills, trusts and IHT planning we are able to help with this structuring, making sure that as much of your money and assets goes to those you chose rather than to HM Revenue & Customs.

The Financial Conduct Authority does not regulate advice on estate planning / IHT planning or advice on trusts.

The value of investments and pensions, and the income they produce, can fall as well as rise. You may get back less than you invested.

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Swift House,
18 Hoffmanns Way,
Chelmsford, Essex,

Tel: 01245 806 312

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Registered Office: Swift House, 18 Hoffmanns Way, Chelmsford, Essex, CM1 1GU. LB Financial Solutions Ltd is registered in England and Wales. Registered Number 07942025.

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