As a business owner you know what you need to make your business a success. Suitable premises, machinery & tools, or your computer systems may all be important. But have you protected what is probably your most important asset – you and your people?
Often the success of a business is dependent on one or two key people. But it can be easy to overlook the importance of those people – especially when you're busy dealing with the day-to-day running of the business.
The key person may be you, the person whose vision created the business. It could be the head of sales, whose contacts and relationships with customers make sure that sales remain on target; it could be a designer responsible for the development of new products or the financial controller of the business.
Taking out insurance to protect the key people in your business may not be exciting, like launching a new product or buying new premises to give you the space to expand. But it can make sure that you stay in business if the worst were to happen and it does give you, your family and your co-owners peace of mind.
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