LB Financial

Tel: 01245 806 312

Family cover

Family cover, or Family Income Benefit as it is referred to, is a form of life assurance and or Critical Illness cover which pay a regular income on death rather than a lump sum. All too often we see people that have made provisions to pay off a mortgage or other debt if they die but haven't made a plan to replace the money for day to day living and bills.

A Family Income Benefit policy is particularly relevant if you have financially dependent children. If either parent were to die then it may not be possible to work and bring up any children. An additional income would be needed to either replace living costs or the cost of extra care for the children.

Due to the nature of these types of policy they can be a very cost effective way of protecting the financial security of the family.

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Head Office

Chelmsford
Swift House,
18 Hoffmanns Way,
Chelmsford, Essex,
CM1 1GU

Tel: 01245 806 312

Other Offices

Colchester
Suite E, 2nd Floor
The Octagon, Middleborough
Colchester, Essex
CO1 1TG

Tel: 01206 867551

 

Ipswich
Suffolk House,
7 Hydra Orion Court,
Addison Way Great, Blakenham,
Ipswich IP6 0LW

Tel: 01473 359 720

 

Stratford
Number One,
Vicarage Lane,
Stratford,
London E15 4HF

Tel: 0208 221 8282

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Registered Office: Swift House, 18 Hoffmanns Way, Chelmsford, Essex, CM1 1GU. LB Financial Solutions Ltd is registered in England and Wales. Registered Number 07942025.

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